Remote Wholesale Non-QM Underwriter Job at National Mortgage Staffing, Tampa, FL

UnNtZGxhM1VrZWx0Ti82R2h5STQzcmlJekE9PQ==
  • National Mortgage Staffing
  • Tampa, FL

Job Description

Remote Wholesale Non-QM Underwriter

A growing mortgage company is seeking an experienced Remote Wholesale Non-QM Underwriter to join its TPO division. This is a fully remote opportunity supporting increased loan volume within a smaller wholesale channel where your experience, communication, and judgment will matter.

The ideal candidate has strong recent Non-QM underwriting experience, wholesale/TPO experience, and the ability to step into the role with minimal ramp-up. This position is best suited for an underwriter who can independently review files, communicate clearly with internal and external partners, maintain strong quality, and think through complex scenarios to help determine a compliant path forward when possible.

Responsibilities

  • Underwrite Non-QM loans from initial review through final decision.
  • Review income, assets, credit, collateral, conditions, and supporting documentation.
  • Analyze loan files for compliance with investor and program guidelines.
  • Issue clear and detailed underwriting decisions and conditions.
  • Work closely with other underwriters, investors, loan coordinators, account executives, closers/funders, and brokers.
  • Maintain strong quality and production standards in a fast-paced TPO environment.
  • Think creatively and strategically to structure loans whenever possible while maintaining compliance.
  • Provide excellent communication and support throughout the underwriting process.
  • Use Encompass to review, condition, and manage loan files.

Qualifications

Recent Non-QM wholesale/TPO underwriting experience required- minimum 4 years.

Strong Non-QM underwriting knowledge required.

Must be able to underwrite Non-QM loans independently.

Encompass experience required.

Strong customer service and communication skills required.

Ability to problem-solve and think through complex scenarios.

Ability to work independently in a fully remote environment.

This role does not provide Non-QM underwriting training, so candidates should be comfortable stepping in with existing Non-QM experience.

National Mortgage Staffing

Job Tags

Similar Jobs

Sofar Sounds

Audio Engineer Job at Sofar Sounds

 ...each unique artist setup, and keep future requirements up to dateTransport your own gear to and from the venueSet up and load-in audio equipment at the beginning of the showBreak down and load out audio equipment at the end of the showMaintain safe and appropriate... 

Pasadena Independent School District

Impactful Speech-Language Pathology Assistant Job at Pasadena Independent School District

 ...A public school district in Houston seeks an Assistant Speech-Language Pathologist to help manage and mitigate communication disorders in students. The ideal candidate will have a Bachelors degree and a valid Texas license as an Assistant Speech Language Pathologist.... 

Capital One

AML Sr. Investigator I - Special Investigations Unit Job at Capital One

 ...Overview AML Sr. Investigator I - Special Investigations Unit at Capital One. The Anti-Money Laundering (AML) Sr. Investigator I supports...  ...types of risk affecting the business (e.g., financial, legal, reputation). Review system-generated alerts, assess impact... 

SaidGig

Spatial Data Analyst for AI Research Job at SaidGig

 ...contract work. This role involves evaluating AI-generated content and providing critical feedback to enhance AI''s understanding of GIS tasks and spatial data workflows. Candidates should have hands-on experience with QGIS and a strong background in environmental mapping... 

Pyramid Consulting

Cloud Security Engineer -Junior Job at Pyramid Consulting

 ...Cloud Security Engineer -Junior Immediate need for a talented Cloud Security Engineer -Junior. This is a 04 months contract opportunity with long-term potential and is located in Charlotte NC /Atlanta GA /Raleigh, NC (Onsite). Please review the job description below...